In layman terms, a short sale is whenever the proceeds of the sale of the home does not cover the costs associated with the sale of the home (Loans/liens, commissions, excise tax, escrow and title fees etc). There are other criteria for a lender to consider a short sale, we can explain those to you.
For example, if you owe $300,000 on your home and in this market we can sell it for $250,000, that would be a short sale situation. Of course, there are many variables, too many to list here. The best thing to do is to email or call Ed (360-542-6868)or Allen (360-770-4948) and talk about your situation and lets see what we can do to help. There are other alternatives to foreclosure you could explore, such as a loan modification, contact us so we can explain the differences and point you in the right direction. You should also consider talking to an attorney and tax professional about the legal and tax implications of any of these options as well as foreclosure.
Just remember that if you are interested in an alternative to foreclosure and think a short sale might be the solution for you, please contact us right away.
We help homeowners in Whatcom, Skagit, Island, San Juan & Island Counties as well as the cities of Bellingham, Ferndale, Lynden, Anacortes, Oak Harbor, Bow, Burlington, La Conner, Mount Vernon, Sedro-Woolley and Concrete. If you are outside of this area, we have a vast network of Short Sale Specialists & Real Estate Agents, Realtors and Brokers who specialize in Short Sales.
We are experts in negotiating with lenders & banks and have a team of experts who help you through this process.
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